7340 Thornton Avenue, Newark, CA 94560, United States
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At Newark Smiles Dental, we believe cost should never be the reason you or your family put off a checkup, a filling, or a smile you've been wanting to fix. That's why we've built a financing approach around what actually helps real people: flexible payment options, straightforward pricing conversations, and a team that will walk you through your choices before any work begins.
At Newark Smiles Dental, we believe cost should never be the reason you or your family put off a checkup, a filling, or a smile you've been wanting to fix. That's why we've built a financing approach around what actually helps real people: flexible payment options, straightforward pricing conversations, and a team that will walk you through your choices before any work begins.
Whether you're searching for a "dentist near me" who works with your insurance, or a dentist in Newark who offers payment plans for bigger treatments, we've got options that fit a range of budgets and situations. Read on to see exactly how our financing works, what payment methods we accept, and how CareCredit can help spread out the cost of care over time.
We accept the following payment options, so you can get the dental care you need when you need it. No surprises, no confusing fine print, just simple ways to pay that fit how you already manage your finances.
Straightforward and always accepted. Many patients prefer paying in cash for smaller visits like cleanings and exams.
Personal checks are welcome at every visit. Our front desk team can answer any questions about check payments before you leave.
We take all major credit cards, including Visa, Mastercard, and American Express, for treatments large and small.
A dedicated healthcare credit card that lets you break larger treatment costs into manageable monthly payments, often with promotional low-interest or no-interest periods.
CareCredit is one of the most trusted healthcare credit cards in the country, and it's a resource we recommend often to patients who need more time to pay for treatment. Instead of putting off a crown, an extraction, or a full smile makeover, CareCredit lets you spread the cost across monthly payments that fit your budget.
Applying takes just a few minutes, and you'll often get a decision right away. Many of our patients use CareCredit for treatments not fully covered by insurance, such as cosmetic work, orthodontics, or dental implants.
We've seen too many people delay treatment out of worry about the bill, only to end up needing more extensive, more expensive care later. Our goal is to remove that barrier as much as we possibly can. When you come in for a consultation, we'll always talk through your treatment options and their costs together, so you can make a decision that feels right, not rushed.
This is part of why we're proud to be a dentist near you that patients across Newark, Fremont, and the surrounding communities turn to when they need honest guidance on what treatment costs and how to manage it.
Our commitment to transparent, accessible financing includes:
If you have dental insurance, we'll help you get the most out of your plan before we talk about additional financing. Our front desk team will check your benefits, explain your coverage in plain language, and file claims on your behalf so you're not stuck untangling paperwork.
For treatment costs that fall outside your coverage, or if you don't have insurance at all, CareCredit and our other payment options step in to cover the gap. For a full list of the insurance plans we work with, visit our Insurance page. If you're a first-time patient and want to know what to expect at your first visit, our New Patients page walks through the process step by step.
Yes. Many of our patients don't have dental insurance, and we work with them all the time to find a payment plan that fits their budget. CareCredit is often the easiest solution since it lets you spread the cost of treatment across monthly payments, sometimes with no interest if paid within the promotional period. We're also happy to discuss a direct payment schedule with our office for certain treatments, so just ask our front desk team during your visit.
You can apply for CareCredit online in a matter of minutes, or fill out an application right here in our office. Most applicants receive a decision almost instantly. Once approved, you can use your CareCredit card immediately toward your treatment plan, and our team can help you understand your credit limit and monthly payment terms before you commit to anything.
We accept cash, personal checks, and all major credit cards, including Visa, Mastercard, and American Express. We also accept CareCredit for patients who want to finance larger treatments over time. Whatever payment method works best for your household, our front desk team will help you set it up before or after your appointment.
Absolutely. We never move forward with treatment without first giving you a clear, written estimate. If you have insurance, we'll factor your benefits into that estimate so you know your expected out-of-pocket cost ahead of time. If additional treatment is discovered once we begin, we'll always pause and talk with you about the cost before proceeding further.
Yes, CareCredit can be used for cosmetic treatments like veneers, teeth whitening, and Invisalign, as well as more routine or restorative procedures. Since cosmetic work is often not covered by insurance, CareCredit is one of the most popular financing options among patients who want to improve their smile without paying the full amount up front.
Yes. We understand that dental costs can feel overwhelming, and we never want that concern to stop you from getting care you need. Our office in Newark is built around honest conversations about cost, flexible payment options, and financing tools like CareCredit that make treatment achievable. If you'd like to talk through your specific situation, give us a call at (510) 793-8300 or reach out through our Contact page.
Book your visit today and let our friendly team take great care of you.
